Effective Date: November 25, 2024
Welcome to the People Trust Community Loan Fund (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please refrain from using our website.
1. Acceptance of TermsBy using this website, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using this website on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
2. Use of WebsiteYou agree to use the website solely for lawful purposes and in a manner consistent with these Terms and applicable laws. Prohibited uses include, but are not limited to:
3. Intellectual PropertyAll content on this website, including but not limited to text, graphics, logos, images, and software, is the property of People Trust Community Loan Fund or its licensors and is protected by copyright, trademark, and other applicable laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. Any unauthorized reproduction, distribution, modification, or exploitation of website content is strictly prohibited.
4. ServicesThe services provided through our website, including loan applications and financial resources, are subject to availability and compliance with our eligibility requirements. We reserve the right to modify or discontinue services at any time without prior notice.
5. User AccountsCertain features of our website may require the creation of a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to:
6. Limitation of LiabilityTo the fullest extent permitted by law, People Trust Community Loan Fund shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the website or services.
Our total liability to you for any claim arising under these Terms shall not exceed the amount you have paid, if any, for accessing our services.
7. Disclaimer of WarrantiesThe website and its content are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the website’s functionality, accuracy, or reliability.
To the extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
8. IndemnificationYou agree to indemnify, defend, and hold harmless People Trust Community Loan Fund, its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising out of your breach of these Terms or your use of the website.
9. Third-Party LinksOur website may contain links to third-party websites or services. We do not endorse or assume responsibility for the content, policies, or practices of any third-party websites. Accessing third-party websites is at your own risk.
10. Governing LawThese Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the courts located in [Your Jurisdiction].
11. Changes to TermsWe reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.
12. TerminationWe may suspend or terminate your access to the website at our sole discretion, with or without notice, if you violate these Terms or engage in conduct harmful to our operations.
13. Contact UsFor questions or concerns regarding these Terms, please contact us:
Last Updated: November 25, 2024
Welcome to the People Trust Community Loan Fund (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please refrain from using our website.
1. Acceptance of TermsBy using this website, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using this website on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
2. Use of WebsiteYou agree to use the website solely for lawful purposes and in a manner consistent with these Terms and applicable laws. Prohibited uses include, but are not limited to:
- Misrepresenting your identity or affiliation.
- Interfering with the operation or security of the website.
- Engaging in unauthorized data collection, including scraping or harvesting.
- Uploading or transmitting malicious code or harmful content.
3. Intellectual PropertyAll content on this website, including but not limited to text, graphics, logos, images, and software, is the property of People Trust Community Loan Fund or its licensors and is protected by copyright, trademark, and other applicable laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. Any unauthorized reproduction, distribution, modification, or exploitation of website content is strictly prohibited.
4. ServicesThe services provided through our website, including loan applications and financial resources, are subject to availability and compliance with our eligibility requirements. We reserve the right to modify or discontinue services at any time without prior notice.
5. User AccountsCertain features of our website may require the creation of a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree to:
- Provide accurate and complete information when creating an account.
- Notify us immediately of any unauthorized access to or use of your account.
- Accept full responsibility for any damages or losses resulting from unauthorized use of your account.
6. Limitation of LiabilityTo the fullest extent permitted by law, People Trust Community Loan Fund shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the website or services.
Our total liability to you for any claim arising under these Terms shall not exceed the amount you have paid, if any, for accessing our services.
7. Disclaimer of WarrantiesThe website and its content are provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the website’s functionality, accuracy, or reliability.
To the extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
8. IndemnificationYou agree to indemnify, defend, and hold harmless People Trust Community Loan Fund, its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising out of your breach of these Terms or your use of the website.
9. Third-Party LinksOur website may contain links to third-party websites or services. We do not endorse or assume responsibility for the content, policies, or practices of any third-party websites. Accessing third-party websites is at your own risk.
10. Governing LawThese Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the courts located in [Your Jurisdiction].
11. Changes to TermsWe reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.
12. TerminationWe may suspend or terminate your access to the website at our sole discretion, with or without notice, if you violate these Terms or engage in conduct harmful to our operations.
13. Contact UsFor questions or concerns regarding these Terms, please contact us:
- Email: [email protected]
- Phone: 501-404-4857
Fax: 501-476-3910 - Address: 5300 West 65th Street, Little Rock, Arkansas 72209, United States
Last Updated: November 25, 2024